Douglas E. Davis

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Elder Law

Medicare - Private Fee-for-Service Plans - Coverage and Cost
Some Medicare enrollees choose to receive their services through private fee-for-service plans offered by private insurance companies. Although these plans differ from the Original Medicare Plan, enrollees are still part of the Medicare system. This article discusses how private fee-for-service plans work, what costs are involved for enrollees, and what services are covered. More...
Unfair and Deceptive Insurance Practices; Rebating
In the insurance business, rebating is a practice whereby something of value is given to sell the policy that is not provided for in the policy itself. An example of rebating is when the prospective insurance buyer receives a refund of all or part of the commission for the insurance sale. Rebates can be made in the form of cash, gifts, services, payment of premiums, employment, or almost any other thing of value. More...
Social Security - Coordination of Benefits
To reduce the rising cost of providing employee benefits, many employers have set-off agreements that relate to the benefits they provide. When this is the case, Social Security benefits must be "coordinated" with those benefits. This often results in the worker receiving a reduced monthly sum from the Social Security Administration (SSA). In addition, the pensions of federal employees and railroad workers must be coordinated with Social Security benefits. More...
Veterans Benefits - Health Care
The Department of Veterans Affairs (VA) provides health care benefits, including hospital care, outpatient care, and nursing home care, to eligible veterans. Generally speaking, services are provided on a priority basis. More...
Medicare Supplemental Health Insurance
Many private insurance companies sell coverage to supplement Medicare coverage. Two basic types of coverage are available: Medigap policies and Medicare SELECT. More...

Areas of Practice

  • Elder Law
  • Estate Planning
  • Guardianship and Conservatorships
  • Probate
  • Wills and Trusts

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